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View and download the financial statements, financial reports and the non-financial statement of the Sparkasse Group.
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View and download the financial statements prepared for the determining of the half-yearly results.
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President Gerhard Brandstätter: ‘We are satisfied with the results achieved in 2023 by both banks and in particular by CiviBank, which helped to strengthen the group’s profitability. Particularly noteworthy is also the increase in the capital ratios, which underline the excellent solidity of the group. We are convinced that these results will also allow shareholders to be adequately remunerated. At the same time, we believe that a prudent policy of provisioning for credit risks must be maintained, all the more so in a year when returns are largely positive.”
CONSOLIDATED NET PROFIT
€ 82.2 mln.
Individual net profit of Parent Group reached of €55 mln.
TOTAL EARNINGS (CONSOLIDATED)
NPL RATIOS (individual)
Gross coefficient at 3.5% and net at 1.3%
TOTAL CAPITAL RATIO (CONSOLIDATED)
rose to 15.5%
from 14.2% in 2022
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