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When providing advice on investments and insurance investment products, Cassa di Risparmio di Bolzano S.p.A. does not take into consideration any potential adverse impact of investment advice on sustainability factors (PAI).
The bank has taken this decision in consideration of the fact that the legislative and regulatory framework in this regard is too recent and, in some aspects, not yet wholly defined. This means that, at present, there is no reliable and structured data available on the main adverse impact on sustainability factors. Moreover, even when the aforementioned data will be made available by ‘financial market participants’ (i.e., the issuers of the products under advice, such as UCITS, insurance investment products) according to the standards introduced by the provisions of EU Regulation No. 1288/2022 and by additional providers, it will still be necessary to assess their breadth and robustness, also over time.
Although the Bank does not base the identification of products subject to advisory services on the consideration of PAI, it has adopted product selection criteria that take into account, in any case, the level of sustainability of the products and does not exclude, in the future, also including in this process the assessment of adverse impacts on sustainability factors.
In order to access the information and documents published on this web page and in the sections of the site that follow, it is necessary to carefully read and accept the information set forth below and to make the declaration at the foot of the page, which is required for this purpose. This information and documents are for informational purposes only and in no way constitute an offer to sell or a solicitation or recommendation to invest. The user is not permitted to copy, modify, publish or disseminate the same. The above information and documents do not constitute or form part of an offer to sell financial instruments or a solicitation or offer to buy financial instruments in the United States of America, Canada, Australia, Japan and any other country in which the dissemination of such information and the offer of the instruments referred to therein is not permitted without specific authorisations from the competent local authorities or in violation of local rules and regulations (the “Other Countries”). The securities referred to herein have not been and will not be registered under the United States Securities Act of 1933, as amended and supplemented, nor under the regulations in force in the Other Countries. Access to the information, prospectuses and other documents published on this web page and in the sections of the site that follow may be precluded pursuant to the laws and regulations governing securities applicable in certain countries. Such access is, therefore, permitted only to persons who are not resident, domiciled, or otherwise presently located in the United States of America, Canada, Australia, Japan or the Other Countries, and who are not, nor are they acting on behalf of or for the benefit of, a United States Person as defined in Regulation S of the United States Securities Act of 1933, as amended. Only persons who meet the above requirements may have access to the information and documents contained on this web page and in the sections of the site that follow. The possibility of accessing and downloading the aforementioned information is therefore precluded to subjects other than those indicated above. Cassa di Risparmio di Bolzano S.p.A. is in no way responsible for the investment decisions taken independently by the user on the basis of the information and documents published on this web page and in the sections of the site that follow. I declare, under full responsibility, that I am not resident, domiciled, or currently located in the United States of America, Canada, Australia, Japan or in the Other Countries, and that I am not acting on behalf of or for the benefit of a United States Person as defined in Regulation S of the United States Securities Act of 1933, as amended and supplemented. I further declare that I have read, understood, accept and comply with the above restrictions and undertake not to transmit to the United States of America, Canada, Australia, Japan or the Other Countries any information and documentation published through this website.
